Providing Experienced Representation for Insurance Disputes
Standing by your side and demanding accountability
Insurance salespeople act like your newfound best friends when selling you a policy, but what happens when you need to file a claim? Your insurance adjuster typically isn’t as eager to please. This is because their bottom line is profit, and denying your claim or offering you far less than you are entitled to is in their best interest. You need someone on your side, keeping your best interests in mind. At Osborne & Francis, that is exactly what our attorneys do. And, with more than 50 years of combined experience fighting for clients, we are immensely qualified to assist you in prevailing in any insurance dispute. Whether helping to resolve a claim against your own insurance carrier, or fighting for rightful compensation from the company providing coverage to someone whose negligent actions have caused you harm, our lawyers are well-equipped to skillfully advocate for you.
Common types of insurance disputes
Unfortunately, any insurance claim can be disputed, despite what may have initially appeared to be an obvious outcome in your favor. In addition to coverage for potential accidents and mishaps that are common throughout the U.S., in Florida, many residents may also find themselves seeking recovery for damages due to sinkholes and hurricane winds. Following are some common insurance claims that many policyholders may find themselves fighting to assert:
- Auto accident claims
- Uninsured/underinsured motorist claims
- Homeowner claims
- Sinkhole claims
- Hurricane/wind damage claims
- Life insurance claims
- Disability claims
- Travel loss claims
Our insurance dispute attorneys skillfully negotiate these claims and zealously advocate for you to obtain a successful resolution.
Bad faith insurance disputes
An insurance policy is a contract between you and your insurance carrier. Your insurance company has an obligation to act in good faith when you file a claim. This means they shouldn’t be looking for unscrupulous ways to escape their contractual responsibility. When your insurance carrier does so, this is considered bad faith, and you can do something about these unacceptable business practices. Here are some of the things your insurance carrier might do that may constitute bad faith:
- Failure to thoroughly investigate your claim
- Failure to pay out policy benefits for no justifiable reason
- Deliberately delay payment
- Failure to operate in a timely manner
- Failure to communicate important information to you
- Failure to pay the full value of your claim
- Failure to settle your claim when liability is obvious
When an insurance company fails to act in good faith, there are many ways our legal team can make them pay, from added interest on your money to punitive damages that go beyond compensation for your losses.
Call on determined Boca Raton insurance dispute lawyers to level the playing field for your insurance claim
Insurance is meant to protect you if the worst happens. You don’t deserve to suffer injury, loss or damages only to be further victimized by the insurance company who should be there for you when you need them most. Osborne & Francis Law Firm, PLLC understands this principle, and we are determined to get you the insurance coverage and claim payments you deserve. If you’ve been treated unfairly by an insurance company and are struggling to get what you were promised, call us at 561-800-0177 or complete a contact form online today. Or visit our offices in Orlando or Boca Raton for a free consultation.