Am I At-Fault if I Don’t Wear a Helmet?
In short, not necessarily. Florida has a partial helmet use law, and you are within your rights not to wear a helmet while driving a motorcycle. However, your settlement may be lessened if you do so. It is assumed that if a driver chooses not to operate a motorcycle with a helmet, they are accepting some of the safety hazards associated with that choice. Doing so may also risk the introduction of unfair motorcycle bias in the settlement proceedings.
Causes of Motorcycle Accidents
With motorcycle accidents being unfortunately common, it’s essential to know how these accidents occur. There are many potential causes, some of which leave no one at fault. Inclement weather and roadway hazards cause accidents; tragic though they are, they’re no one’s fault. But negligence is one of the dominant causes of motorcycle accidents. Negligence is usually defined as a failure to maintain an expected level of caution on the roads.
Some examples of negligent driving could include any of the following:
Motorcycle accidents could also occur due to negligence by some external force. Defective parts or poorly-maintained roadways can cause motorcycle accidents just as negligent fellow drivers can.
How Much Compensation Will I Receive?
As with many types of personal injury, it’s challenging to know in advance what a settlement will result in. The factors that dictate a settlement vary widely but are primarily dictated by the damages inflicted. Damages are negative impacts on the well-being and livelihood of a victim and can manifest in many forms. Broadly speaking, they break down into three categories:
Economic damages, such as:
- Property damage
- Medical expenses like bills and ambulance costs
- Physical therapy
- Lost wages, if a motorcyclist misses work due to injury
Non-economic damages, such as:
Of these three, punitive damages are the most rarely awarded and settled on. These damages deal with gross negligence, such as a record of previous negligent behavior or malicious intent.
Understanding Unfair Motorcycle Bias
Many Americans feel negatively about the risks associated with motorcycles. While everyone is entitled to their opinion, these negative biases could affect how those in authority deal with motorcyclists. These biases must be recognized to ensure a fair trial; a biased party may damage the possibility that an accident victim will receive the settlement they deserve.
The easiest way to work around a bias like this is to drive patiently, carefully, and safely. Maintaining a clean driving record and wearing a helmet are vital steps in avoiding the worst of an individual bias. In addition, having key witnesses in the event of a collision can be extremely helpful. Above all, though, having a seasoned attorney is the best way to ensure these biases do not fall on you as a motorcyclist.
In Doctors
Many doctors find motorcycle accidents frustrating due to the inherent risk of riding a motorcycle in the first place. While this does not necessarily mean they will neglect their duties to help a motorcycle user recover, these biases may crop up in other forms. Doctors who fill out reports with this bias may influence a jury’s or judge’s decisions, even if the motorcyclist themself is a victim.
In Insurance Companies
Above all, insurance companies want to protect their bottom lines. In practice, this means not awarding settlements when the possibility exists to do so. While it may seem unfair, these companies are more likely to paint a motorcycle user as unsafe. Insurance companies are very practiced in using these subconscious biases to sway juries and judges to avoid settlement payments.
In Judges and Jurors
Most judges and juries are drivers too. They are not immune to developing their own biases against motorcyclists, and if an accident case appears in a courtroom, they may confirm their own beliefs with action. Thankfully, a capable attorney will point out these biases as they occur.